About Knox Metropolitan Housing Authority
KMHA was created in 1975 to
administer the Section 8 Housing Choice Voucher program for Knox
County. KMHA is a political subdivision of the State of Ohio,
and is regulated by the Department of Housing and Urban
Development (HUD). Knox Metropolitan Housing Authority is
governed by a five member Board of Commissioners appointed by
various local elected officials within the City of Mount Vernon
and Knox County.
Mayor of Mount Vernon: 2
Judge: 1 appointment
Knox County Commissioners:
Knox County Common Pleas
Judge: 1 appointment
Each year Knox Metropolitan
Housing Authority is funded through the Federal budget,
receiving over $2.6 million dollars in rental assistance
monies. KMHA currently has 652 Section 8 Housing Choice
Vouchers dedicated to our agency. A voucher represents a family
which is receiving rental assistance. The voucher goes with the
family, and they can choose where they would like to live. KMHA
also administers a Homeownership program and the Family Self
Sufficiency (FSS) program. FSS is a program for Section 8
families who wish to enhance their income through employment,
and want to establish an escrow savings account. The agency
currently has a staff of seven employees.
Housing Choice Vouchers
The housing choice voucher
program is the federal government's major program for assisting
very low-income families, the elderly, and the disabled to
afford decent, safe, and sanitary housing in the private market.
Since housing assistance is provided on behalf of the family or
individual, participants are able to find their own housing,
including single-family homes, townhouses and apartments.
The participant is free to
choose any housing that meets the requirements of the program
and is not limited to units located in subsidized housing
Housing choice vouchers are
administered locally by the Knox Metropolitan Housing Authority.
KMHA receives federal funds from the U.S. Department of Housing
and Urban Development (HUD) to administer the voucher program. A
family that is issued a housing voucher is responsible for
finding a suitable housing unit of the family's choice where the
owner agrees to rent under the program. This unit may include
the family's present residence. Rental units must meet minimum
standards of health and safety, as determined by the Knox
Metropolitan Housing Authority.
A housing subsidy is paid to
the property owner directly by the PHA on behalf of the
participating family. The family then pays the difference
between the actual rent charged by the property owner and the
amount subsidized by the program. Under certain circumstances,
if authorized by the PHA, a family may use its voucher to
purchase a modest home.
Eligibility for a housing
voucher is determined by the Knox Metropolitan Housing Authority
based on the total annual gross income and family size and is
limited to US citizens and specified categories of non-citizens
who have eligible immigration status. In general, the family's
income may not exceed 50% of the median income for the county or
metropolitan area in which the family chooses to live. By law,
KMHA must provide 75 percent of its voucher to applicants whose
incomes do not exceed 30 percent of the area median income.
Median income levels are published by HUD and vary by location.
KMHA can provide you with the income limits for your area and
If the KMHA determines that
your family is eligible, we will put your name on a waiting
list. Once your name is reached on the waiting list, KMHA will
contact you to schedule a briefing.
During the briefing process,
KMHA will collect information on family income, assets, and
family composition. KMHA will then verify this information with
other local agencies, your employer and bank, and will use the
information to determine program eligibility and the amount of
the housing assistance payment.
How Housing Choice Vouchers Function
The housing choice voucher
program places the choice of housing in the hands of the
individual family. Once a very low-income family is selected by
the Knox Metropolitan Housing Authority to participate in the
program they are encouraged to consider several housing choices
to secure the best housing for their specific family needs. A
housing voucher holder is advised of the unit size for which
they are eligible based on family size and composition.
The housing unit selected by
the family must meet an acceptable level of health and safety
before KMHA can approve the unit. When the voucher holder finds
a unit they wish to occupy and reaches an agreement with the
property owner over the lease terms, KMHA must inspect the
dwelling and determine that the rent requested is reasonable.
Knox Metropolitan Housing
Authority determines a payment standard that is the amount
generally needed to rent a moderately priced dwelling unit in
the local housing market and that is used to calculate the
amount of housing assistance a family will receive. However, the
payment standard does not limit and does not affect the amount
of rent a property owner may charge or the family may pay. A
family, which receives a housing voucher, can select a unit with
a rent that is below or above the payment standard. The housing
voucher family must pay 30% of its monthly-adjusted gross income
for rent and utilities, and if the unit rent is greater than the
payment standard the family is required to pay the additional
amount. By law, whenever a family moves to a new unit where the
rent exceeds the payment standard, the family may not pay more
than 40 percent of its adjusted monthly income for rent.
Knox Metropolitan Housing Authority
201A West High Street
Mount Vernon, Ohio 43050